Managing debt can often feel like a delicate balancing act. Juggling credit card bills, student loans, car loans, and other debts while trying to stay on top of payments can be overwhelming. In such scenarios, consolidating your high-interest debt into your mortgage might appear to be an attractive solution. This financial maneuver can simplify your repayment strategy, potentially reduce interest rates, and provide a short-term relief. However, it's essential to understand the nuances, benefits, and limitations of this approach before making a decision.