In Vancouver, where secondary suites are common and mortgage payments are steep, most homeowners aren’t taking full advantage of one powerful financial strategy: rental cash damming. If you have a rental suite and a mortgage, you might be sitting on a missed opportunity to reduce your tax bill, pay down your mortgage faster, and boost long-term wealth, with no extra cash out of pocket.

Let’s break down how this works, and why it’s especially impactful for Vancouver homeowners.